People that file bankruptcy aren’t usually poor or indigent – they just have overwhelming debt. If they stop paying their old debts, they often can If you truly have no assets, and no wages to garnish, then there is no reason to file bankruptcy at all. But, if you have a job, your creditors are going to garnish.”” Has anyone given money to bankruptcy seven and find their website is down.? I originally went thru them for BK filings and everything went great. When you have to file bankruptcy $199.00 is almost your world. What can we do go to the banks or the local authorities?”” “” How does an owner carrying.