Before applying for funding, you must ensure that you meet basic eligibility criteria such as age, income, active bank account, and so on.

What is a 3 Month Payday Loan?

3 Month Payday Loan is an amazing financing option for people who are in an emergency and need money. This loan works in the same way as the traditional Payday Lon, but there is one point worth paying attention to. While Payday Loans are often paid over 2 weeks (on your next payday), 3 Month Payday Loans have a longer payout period. Since many borrowers could not repay the loan within one month, 3 Month Payday Loan solved this problem!

Also, this loan is unsecured (so you don’t need to provide collateral) and available to people with any type of credit. Thus, if you need funding to cover emergency expenses – 3 Month Payday Loan is your best option.

How does a 3 Month Payday Loan work?

As already mentioned, this loan works in the same way as the traditional Payday Loan, however, the repayment period is different. Borrowers now have three months to cover the loan debt and solve all their problems.

Also 3 Month Payday Loan allows borrowers to apply for a larger loan amount. While payday lenders provide loans ranging from $ 100 to $ 1000, with a 3 Month Payday Loan you can get $ 100, $ 500, $ 1000, $ 1500, $ 2000, $ 2500 and $ 3000. However, the maximum and minimum loan amount depends on the lender chosen and state laws.

Can I get a 3 Month Payday Loan with bad credit?

Many borrowers are looking for financing that can be obtained even with a bad credit history. And a 3 Month Payday Loan is undoubtedly the best option. Payday lenders believe that previous mistakes should not affect your opportunity to get a loan offer, especially if you are in an emergency.

If you meet the basic requirements of the lender, then your application for a 3 Month Loan will be approved even with bad credit.

What are the requirements for obtaining a 3 Month Payday Loan?

As you know, you can apply both online and in the lender’s store, however, it is recommended that you use the online application. At the moment, this is the fastest, most convenient and secure financing option. However, in order to qualify for a loan, you must still meet the basic eligibility criteria. Learn the main ones. You must:

  • Be a US citizen or official resident who is at least 18 years of age or older
  • Have a regular monthly source of income
  • Have an active bank account and routing number
  • Provide government issued ID
  • Provide Social Security Number
  • Provide contact details such as phone and email

Please be aware that eligibility criteria may vary depending on the lender and the state where you live.